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CG Medical Benefits for Retirees

What is the meaning of Fixed Medical Allowance?

It is a monthly payment made to government and family retirees to support their day-to-day medical expenses. It is obvious that Central Civil Pensioners and Family Pensioners require a fixed medical allowance. With escalating medical costs, retirees are finding it difficult to pay the essential treatments and prescriptions. This is especially true for the elderly, who may not have other sources of income. A set medical payment would assist to reduce this financial burden while also ensuring that retirees receive the treatment they require. Furthermore, a set medical allowance would provide retirees with more peace of mind. Knowing they had a dependable source of income for medical bills will relieve stress and allow them to focus on their health and well-being. This would be especially advantageous for people who have chronic illnesses or impairments.

FMA Increase 1000 to 3000 Per Month!

The Railway Senior Citizens Welfare Society (RSCWS) recently sent a letter to the Secretary of Finance (Expenditure) about increasing the Fixed Medical Allowance (FMA) for Railway pensioners and family pensioners from Rs.1000 to Rs.3000 per month.

No Proposal to increase Fixed Medical Allowance for Central Civil Pensioners and Family Pensioners

In response to a question in Parliament, Dr. Jitendra Singh, Minister of State for Personnel, Public Grievances, and Pensions, said that from July 2017, the Fixed Medical Allowance has gone up from Rs. 500 to Rs. 1,000 per month.

Central Government Civil Pensioners and Family Pensioners who live in areas not covered by the Central Government Health Scheme run by the Ministry of Health and Family Welfare and its corresponding health schemes run by other Ministries/Departments for their retired employees and who are not using the outpatient medical treatment (OPD Facilities) of that scheme are entitled to a Fixed Medical Allowance (FMA) of Rs. 1000 per month.

The Fixed Medical Allowance (FMA), which is Rs.1000 per month, is set up to cover people’s daily medical costs that don’t require them to stay in the hospital. Since 1997, when it was first set at Rs. 100 per month, the allowance has been changed many times. In 2008, it went up to Rs. 300 per month, and in 2014, it went up to Rs. 500 per month. The FMA was recently raised again, and as of July 1, 2017, it is now Rs.1000 per month.

FMA Rate Chart for Pensioners

1997 Rs. 100 per month
2008 Rs. 300 per month
2014 Rs. 500 per month
2017 Rs. 1000 per month